REALTOR® & MORTGAGE LOAN OFFICER
I’m James Pham, a Realtor® serving Tallahassee, Florida, and a Mortgage Loan Officer helping clients with home financing. I work with first-time homebuyers, sellers, and real estate investors, with support available in both English and Vietnamese.
Real Estate: Tallahassee, FL
Mortgage: FL, MI, VA & TX
NMLS: #2633990
LoKation Real Estate & Loan Factory
Helping Tallahassee buyers, sellers, investors, and Vietnamese-speaking families navigate real estate with confidence.
Step-by-step help from pre-approval to closing.
Pricing, preparation, marketing, negotiation, and closing support.
Rental-property guidance, numbers review, financing strategy, and market research.
Bilingual support in English and Vietnamese.
Realtor® services for buyers, sellers, and investors in Tallahassee and Tampa, Florida.
Guidance for first-time buyers, move-up buyers, and relocation clients from the first consultation to closing.
Help with pricing strategy, preparation, marketing, offer review, negotiation, inspection, appraisal, and closing.
Support for investors reviewing rental potential, property condition, financing options, numbers, and long-term strategy.
Virtual consultations, video tours, market research, offer guidance, and remote closing coordination when available.
Clear guidance on offer terms, seller credits, repairs, inspection results, appraisal issues, and contract timelines.
Coordination with lenders, title companies, inspectors, insurance agents, and other parties throughout the transaction.
Conventional, FHA, VA, and USDA loan options for eligible buyers purchasing a primary residence, second home, or qualified property.
DSCR loans, investment property financing, hard money, bridge loans, and other options for real estate investors.
Bank statement loans, P&L loans, Non-QM loans, and flexible documentation options for eligible self-employed borrowers.
Foreign national loans, HELOC/home equity options, 2-1 buydown options, and other programs that may fit unique borrower situations.
Hướng dẫn từng bước từ tư vấn ban đầu, pre-approval, xem nhà, viết offer, inspection cho đến closing.
Giải thích các lựa chọn vay, hồ sơ cần chuẩn bị, chi phí dự kiến, và quá trình underwriting.
Hỗ trợ nhà đầu tư xem xét thị trường, rental potential, numbers, financing options và long-term strategy.
Real Estate Agent &n Loan Officer
LoKation Real Estate & Loan Factory
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